Become a Dealer
The Benefits of Financing

The Benefits of Financing

As challengers in the HVAC industry, we believe in making better air accessible to everyone. With homeowner financing, you put the purchasing power in the homeowner's hands - and increase the profitability for your business.

Monthly payments make it easier for homeowners to make the purchasing leap, which means you spend less time waiting for invoices to be paid and more time increasing your sales.

Why your homeowners need financing:

  • Over 50% of Americans can't afford a $5,000 emergency (the average HVAC ticket price)
  • Over 38% have $25,000 in non-mortgage debt

Why your business need financing:

  • It increases your average ticket price over other methods like cash and credit card
  • It maximizes closing rates and could be the difference between a homeowner repairing or replacing a unit
  • It improves cash flow by decreasing the time it takes to receive payments

Average Ticket by Payment Type

Credit Card
Did you know?

There's a Plan for Everyone

Financing is not one-size-fits-all. Each homeowner may need a different type of loan to meet their needs. Here are a few examples of families who use financing in different situations, but benefit just the same.

Lennox Financing Partners

Lennox financing partners in both the U.S. and Canada allow you to provide competitive loans and financing to your customers. Lennox has partnered with Service Finance Company, LLC in the United States and Financeit in Canada.

Service Finance Company, LLC

Service Finance Company has simplified their funding process. The following items are no longer required prior to funding:

  • Work orders
  • Proof of ownership
  • Proof of income if the loan is less than $20,000
  • Verification calls

Loans are also now available for service, repairs, and IAQ products.


Financeit is here as an option to help Lennox Dealers in Canada close more deals by providing point-of-sale financing to their customers for an extensive range of products and services, including:

  • A seamless application experience with instant credit decisions to close on the spot
  • Resources to attract new leads with a custom pre-approval application
  • No leins on high interest payment plans and no home ownership verification under $15K
  • Flexible and unique programs

Change the conversation from budget worries to excitement about a homeowners next big purchase with Financeit

What's Next

What's Next

  • Are you currently not offering financing and would like to learn more about how it can improve your bottom line?
  • Are you ready to take the first step toward offering financing?
  • Are you following best practices, or is your team only offering financing

Complete our Become a Lennox Dealer form to learn more about our financing program >